Affirm Holdings, Inc. (AFRM)
Total Valuation
AFRM has a market cap or net worth of $14.83 billion. The enterprise value is $18.97 billion.
| Market Cap | 14.83B |
| Enterprise Value | 18.97B |
Important Dates
The next estimated earnings date is Wednesday, February 7, 2024, after market close.
| Earnings Date | Feb 7, 2024 |
| Ex-Dividend Date | n/a |
Share Statistics
AFRM has 301.73 million shares outstanding. The number of shares has increased by 4.44% in one year.
| Shares Outstanding | 301.73M |
| Shares Change (YoY) | +4.44% |
| Shares Change (QoQ) | +1.41% |
| Owned by Insiders (%) | 5.25% |
| Owned by Institutions (%) | 88.88% |
| Float | 225.69M |
Valuation Ratios
| PE Ratio | n/a |
| Forward PE | n/a |
| PS Ratio | 8.61 |
| Forward PS | 6.97 |
| PB Ratio | 5.78 |
| P/FCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | 11.01 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 2.19 |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is -35.80% and return on invested capital (ROIC) is -13.69%.
| Return on Equity (ROE) | -35.80% |
| Return on Assets (ROA) | -11.40% |
| Return on Capital (ROIC) | -13.69% |
| Revenue Per Employee | $793,601 |
| Profits Per Employee | -$417,254 |
| Employee Count | 2,171 |
| Asset Turnover | 0.22 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | -2.68M |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has increased by +408.70% in the last 52 weeks. The beta is 3.63, so AFRM's price volatility has been higher than the market average.
| Beta (1Y) | 3.63 |
| 52-Week Price Change | +408.70% |
| 50-Day Moving Average | 31.53 |
| 200-Day Moving Average | 19.58 |
| Relative Strength Index (RSI) | 67.30 |
| Average Volume (30 Days) | 19,873,943 |
Short Selling Information
The latest short interest is 42.20 million, so 13.99% of the outstanding shares have been sold short.
| Short Interest | 42.20M |
| Short Previous Month | 47.36M |
| Short % of Shares Out | 13.99% |
| Short % of Float | 18.70% |
| Short Ratio (days to cover) | 1.76 |
Income Statement
In the last 12 months, AFRM had revenue of $1.72 billion and -$905.86 million in losses. Loss per share was -$3.05.
| Revenue | 1.72B |
| Gross Profit | 705.55M |
| Operating Income | -1.12B |
| Pretax Income | -908.54M |
| Net Income | -905.86M |
| EBITDA | -754.65M |
| EBIT | -908.54M |
| Loss Per Share | -$3.05 |
Balance Sheet
The company has $1.49 billion in cash and $5.63 billion in debt, giving a net cash position of -$4.14 billion or -$13.74 per share.
| Cash & Cash Equivalents | 1.49B |
| Total Debt | 5.63B |
| Net Cash | -4.14B |
| Net Cash Per Share | -$13.74 |
| Equity / Book Value | 2.57B |
| Book Value Per Share | 8.51 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $59.87 million and capital expenditures -$125.44 million, giving a free cash flow of -$65.57 million.
| Operating Cash Flow | 59.87M |
| Capital Expenditures | -125.44M |
| Free Cash Flow | -65.57M |
| FCF Per Share | -$0.22 |
Margins
Gross margin is 40.95%, with operating and profit margins of -65.17% and -52.58%.
| Gross Margin | 40.95% |
| Operating Margin | -65.17% |
| Pretax Margin | -52.73% |
| Profit Margin | -52.58% |
| EBITDA Margin | -43.80% |
| EBIT Margin | -52.73% |
| FCF Margin | -3.81% |
Dividends & Yields
AFRM does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Earnings Yield | -6.11% |
| FCF Yield | -0.44% |
| Dividend Growth (YoY) | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -4.44% |
| Shareholder Yield | -4.44% |
Analyst Forecast
The average price target for AFRM is $20.14, which is -59.02% lower than the current price. The consensus rating is "Hold".
| Price Target | $20.14 |
| Price Target Difference | -59.02% |
| Analyst Consensus | Hold |
| Analyst Count | 19 |
| Revenue Growth Forecast (5Y) | 16.53% |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |